Good Day Alabama for October 15, 2013

Good Day Alabama for October 15, 2013

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Here is what you saw on Good Day Alabama for October 15, 2013:

JEH JEH LIVE- Jeh Jeh joined us this morning live from McDonald's at Heritage. The State Farm Magic City Classic presented by Coca-Cola announced that rapper V.I.C. will be traveling to Birmingham to perform his hit song "Wobble" while fans dance along and try to set a world record for largest "Wobble." He joined Jeh Jeh this morning to talk about his famous song & dance. The record setting "Wobble" will take place at 2:00pm inside Legion Field prior to the largest black college football game in the country on Saturday, October 26th. Famed artist V.I.C. will be introduced by comedian and radio host Rickey Smiley for the big song and dance. Prominent local officials, cheerleaders and even the world famous Ronald McDonald and Hamburglar will "Wobble" with fans inside the stadium to try and break the record of holding the world's largest "Wobble". V.I.C.'s hit song the "Wobble" became famous in 2011 and 2012 when  it swept the  U.S. as the latest dance craze at clubs, events and even wedding receptions. Reserved tickets for the State Farm Magic City Classic are only $25, while fullpriced general admission tickets are $20. Both are still available for purchase through TicketMaster at 800-745--3000 or online at www.themagiccityclassic.com. Tickets can also be purchased at Legion Field or AAMU and ASU ticket offices. As the official discount ticket outlet, fans will only be able to purchase the $15 general admission discounted ticket from select Regions Bank locations. The State Farm Magic City Classic brings fans and celebrities from around the country to watch as Alabama A&M University and Alabama State University battle it out for bragging rights. Fans can also enjoy the McDonald's Magic City Classic Parade and the Coors Light Tailgate Party throughout the weekend. Kickoff is at 2:30pm on Saturday, October 26th, and the much-anticipated halftime will feature the Marching Hornets and the Marching Maroon and White. Also at halftime, both university presidents will honor this year's celebrity ambassador, hip-hop artist, actor, director and movie producer, "Ice Cube." For more information on the State Farm Magic City Classic, visit www.themagiccityclassic.com.

BETH K- Will your multi-vitamin help you cut your risk of getting breast cancer? U-A-B nutrionist Dr. Beth Kitchin joined us to explain the results of a new study and what it means for you. Taking a multivitamin may be related to a risk of death from breast cancer in women diagnosed with invasive breast cancer. That's the news from a pretty big study that looked at differences between women taking and not taking a multivitamin. The researchers followed almost 8000 post-menopausal with breast cancer. They found that the women who had reported taking a multivitamin at the beginning of the study had about a 30% lower risk of dying from breast cancer. The study was published last week in the journal Breast Cancer Research and Treatment. Things to be cautious about with this study: This study does not show cause and effect. There may be some sort of relationship between taking a multi and a lowered risk of breast cancer risk but that's about all we can say. The women were not assigned to either take or not take a multivitamin. They simply reported taking a multivitamin. We do not know what kind of multivitamins they were taking and if some may be better than others. Other studies do not show much benefit of taking a multivitamin of preventing chronic diseases such as cancers, heart disease, and diabetes or on overall mortality. We also do not know if taking a multivitamin during treatment for breast cancer is helpful, harmful, or has no effect. Meanwhile, if you want to take a multivitamin, it is certainly not a dangerous thing to do and there may end up being some benefits. And some people tell me that they just feel better on a multi - sure it could be the placebo effect but feeling good about what you are doing is important. So, for people who don't care to take one, I tell them that that is fine and there may not be a good health reason to do so. On the other hand, if Beth has a patient who wants to take a multi, she recommends Don't Spend a lot of Money - There will always be salespeople who try to convince you that their supplement is better than everyone else's. A month's worth of these expensive supplements can cost you well over $20 to $30. Don't fall for it! Often, store brands are just as good as expensive name brands. How do you know if a brand is of good quality? Look for the "USP" sign on the bottle. USP stands for "United States Pharmacopeia". The USP seal of approval means the supplement is high quality and will dissolve in your stomach. Look for Supplements that Don't Give You Overdoses Some supplements have 5,000% of the daily value for various nutrients. This is just not necessary for most nutrients. You do not need mega doses for most vitamins or minerals. In fact, it might even be dangerous. There are some exceptions. The extra vitamin B12 in "over 50" supplements is helpful for seniors who often do not absorb B12 as well as when they were younger.  It is a Supplement, Not a Substitute! Vitamin/mineral supplements can be a helpful addition to a healthy diet-but they cannot replace all the nutrients that we get from foods. Stay Basic. You will see a lot of multis that make a lot of promises - for weight loss, fat burning, heart disease prevention - don't believe it! Just stick with a basic multi!
 
MONEY TUESDAY-Some tax law changes you need to be aware of...they could impact your estate planning! Stewart Welch joined us for Money Tuesday.  This week is Estate Planning Week all across the nation and we want everyone to know how important it is to have a properly drawn will and accompanying estate planning documents.
· Estate tax changes.  Under the American Taxpayer Relief Act of 2012 (ATRA), you can leave an unlimited amount of assets to a spouse plus up to $5,250,000 of assets to a non-spouse such as a trust or directly to children.  If you are married, you can each leave up to this amount to a non-spouse for a total of $10,500,000.  Many wills written before ATRA provided that the 'the maximum amount excluded from estate taxes' go directly into a 'family trust' which in many cases benefited the surviving spouse but in some cases may exclude the surviving spouse assuming other assets would go to the surviving spouse either outright or in a marital trust.   With this new higher exemption, it means that for many families, one-hundred percent of the assets will go to the family trust, potentially leaving nothing for the surviving spouse outside of trust.  
· Double check beneficiary designations and account ownership.  We've seen a number of cases where a divorced person fails to change his or her retirement plan beneficiary from his or her ex-spouse.  We also reviewed a case where a husband died and had not removed the ex-wife from his joint checking account that had over $100,000 in it!  You'll also want to double check the beneficiary of any life and annuity policies you own.  Remember, minor children (under age 19 in Alabama) should not be named direct beneficiaries of any assets.  
· New laws regarding Power of Attorney (POA).  Effective January of 2012, the State of Alabama adopted a new model Power of Attorney agreement which compels financial institutions to accept and follow its terms.  POAs drawn prior to this change may or may not be accepted by various institutions.  You'll want a new one that complies with current law.
· Is a trust needed?  If you have minor children, your will should make provisions for holding your assets in a trust at least until the age of majority (age 19).  In many cases, we find that young adults are not prepared to handle even relatively small amounts of money and are better served using a trust and trustee to help manage money until they have had time to experience 'the real world' for several years.  Take a moment to add up the total value of your estate, including life insurance and see if you think your child would be ready to receive his or her share outright based on the age of distribution outlined in your current will.

Often, estate planning involves the teamwork of a number of professionals including attorneys, Certified Financial Planner™ professionals, CPA's, trust officers and Chartered Life Underwriters.  That's because there needs to be a coordination of estate taxes, income taxes, multigenerational financial planning, life insurance planning and trust planning.  It's these combined efforts that typically create the most effective estate plans.  The Estate Planning Council of Birmingham includes professionals across each of these disciplines.  For more information, visit www.birminghamepc.org or www.welchgroup.com.

WILDLIFE EXPERT- Deer hunting season begins today. Our wildlife expert Stuart Goldsby with Wildlife and Freshwater Fisheries joined us in studio this morning. Stuart R. Goldsby is the Regional Hunter Education Coordinator for Alabama Division of Wildlife and Freshwater Fisheries. He discussed Explore Bowhunting (EB) equipment. EB is a course taught by Outdoor Alabama as outreach education in preparation for all hunting  but specifically Bowhunting. It is offered to teachers, volunteer groups, clubs, park and recreation whomever really would like to use it. For more on EB, visit http://www.archerytrade.org/grow-archery/explore-bowhunting. Also, archery season for deer opened this morning at daylight. Stewart discusses equipment and methods for hunting with bow and arrow. For more information call Outdoor Alabama's Wildlife section 334-242-3469, Enforcement section 334-242-3467, Fisheries section 334-242-3471, or visit outdooralabama.com.

CARTER OOSTERHOUSE - A team of more than 100 volunteers is helping build and rehabilitate Habitat for Humanity homes in New Jersey and they had a special guest onsite to lend a helping hand - nationally recognized TV show host and home improvement expert Carter Oosterhouse.  The effort is part of M&M'S 'M'Prove America' campaign, a yearlong partnership with Habitat for Humanity designed to fund construction of new Habitat homes across the United States. Carter talked with us about how the build is going and what he'll have a hand in, his involvement with the M'Prove America campaign, and his tips for easy fall home improvement updates. Oosterhouse and M&M pledging to volunteer their time and talents at Habitat for Humanity build sites across the country at www.mproveamerica.com <http://www.mproveamerica.com>. M&M'S is encouraging its associates and fans to log their own volunteer time with local Habitat affiliates, and is also making a donation of $500,000 to Habitat for Humanity to fund the construction of Habitat homes in 2013.  Carter Oosterhouse is a nationally recognized television personality and host, gaining fame as a carpenter on TLC's Trading Spaces and as host of other home improvement and how-to TV shows. He is currently the host of HGTV'S Million Dollar Rooms, Red Hot & Green and Carter Can. Oosterhouse also founded Carter's Kids, a non-profit organization dedicated to promoting fitness and self-esteem for American's youth. Oosterhouse and his team help build local playgrounds and youth centers in communities across the country.  

MACHETTE KILLS - Mike talked with Robert Rodriguez and Danny Trejo about the new flick - Machete Kills. It opened in theaters nationwide last weekend. It is rated R. Robert and Danny discuss how they talked about plans for this movie for years but never thought it would actually happen until fans demanded it following another project. For complete information, visit http://machetekillsmovie.tumblr.com/. For more on Robert's career, visit http://www.imdb.com/name/nm0001675 and for more on Danny's career, visit http://www.imdb.com/name/nm0001803.

Tomorrow on Good Day Alabama, we check out some great recipes for a full family dinner for just $12! The folks from the new Good Cents Cooking Magazine join us with some great idea! Jeh Jeh shows us the Digital Bookmobile National Tour and how you can check it out! Mickey takes us on a trip to the Birmingham Zoo to meet one of his buddies. The children's doctor joins us to take your questions!  And It's Weather Radio Wednesday and you can catch up with us in Tuscaloosa! Join us for all of this and much more tomorrow on Good Day Alabama!

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