Here is what you saw on Good Day Alabama for December 26, 2013...
INSURE YOUR GIFTS - Julie Bell with State Farm Insurance joined us to talk about getting your Christmas gifts insured. It's also time to take inventory of what you have. Here are Julie's tips.
1. Choose A Method
While a home inventory can be as simple as a list or a visual record, an effective home inventory should include both for added security.
State Farm HomeIndex
Your inventory: Simplified™. State Farm HomeIndex is a free online tool that combines the home inventory list with the visual record, all in one place. HomeIndex makes documenting your valuables especially easy because it walks you through the inventory process, allows you to share your inventory with your agent, and can even help you when you move.
Create your home inventory now.
* State Farm HomeIndex® is approved for registered US customers only.
Home Inventory List
A comprehensive home inventory list catalogs your belongings and should include the item description (make, model, and serial number, if applicable), value, and purchase date. You can create your own list using a spreadsheet or fill out a home inventory checklist that's ready to go.
A visual record of your possessions shows proof of ownership. This can be accomplished with a video walk-through of your home or through a series of photographs.
2. Document Thoroughly
Your home inventory should support the claims process for events ranging from the total loss of your home by fire to the theft of a few items. That's why it's important to thoroughly document your belongings to ensure proper coverage.
A good way to start is to move from room to room, listing items as you go. Don't forget to include the items in your basement, attic, garage, and any detached structures, such as tool sheds. Also, pay special attention to your most valuable possessions, such as antiques, art, jewelry, collectibles, and electronic equipment. If you have any questions about which items are covered by your policy, contact your insurance agent.
Keeping proper documentation will also help to facilitate the claims process. This documentation, which can be scanned for digital storage, includes:
-Credit card statements
-Other transaction documents
-Appraisals (include the appraiser's name and address)
Once you've created your home inventory, make sure to update it as you acquire or get rid of items over time.
3. Keep Your Home Inventory Safe
Don't let your home inventory become part of a property loss. Whichever inventory method you choose, it's important to keep a copy in a bank safe deposit box or other secure location away from your home. This is another advantage of using an online tool like State Farm HomeIndex - it secures your information on the Internet, so you can access it from anywhere, whenever you need it.
DR. ASA HEALTHY HABITS - Janice talked with Dr. Asa Andrew - known as America's Health and Lifestyle Coach®. He is also a national best-selling author, radio and TV host, and founder of Diagnosis HOPE, a non-profit dedicated to health education and supporting the uninsured. He has dedicated his life to helping others thrive in their health. Today he discussed the top 6 healthy holiday eating tips to keep the weight off.
1. Eat 4-6 Small Regular Meals and Stay Consistent
2. Drink 8 - 10oz water 30 minutes before a Holiday meal to reduce calories
3. Only Indulge in the Foods you Really Enjoy
4. Eat vegetables with most of your meals to feel full
5. Avoid Excess Liquid Calories
6. Bring Your Own Healthy Dish to a Party
For more information, visit http://www.drasa.com/.
OUR HOUSE - Amanda LeBlanc is one of the south's finest organizing experts. This morning she showed us how to organize our garage. Her biggest tip is to organize your things into plastic bins and place them neatly on shelves. For more ideas, visit http://theamandas.com/.
SHELBY COUNTY PET OF THE WEEK - Megan Wayman
from the Shelby County Humane Society introduced us to a pet that needs a new
home. For adoptions, call (205) 669-3916 extension 22 or visit
1720 Valley View Drive